Health Care Reform

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Privately insured can benefit from some advantages in the new year. It was decided in September 2010, it entered into force on 1 January of this year: the current health-care reform in 2011. Rejected by health insurance companies, social organisations and consumer parties and highly controversial population – because financially stronger, she charged the legally insured – the reform for privately insured nevertheless has, however, many advantages. But what has changed for private health insurance, with the beginning of the year and 2011, health-care reform? What should consider private policyholders and how is the change in private health insurance for employees after the changes? 2011 health reform: time faster change is made possible the launched in 2007 three-year limit, according to the employees for at least three years must be above the specified limit of compulsory insurance to go in private health insurance, the reform void. Before the beginning of the year were interested employees even when non-recurring Immediate change is exceeded. Since this regulation was but a temporary solution in the framework of the introduction of the reform, that was the case only during the last quarter of 2010. Since the 1 January 2011, a change is possible, but after one year, if the insurance limit was exceeded at least once.

In particular Commissioner should consider so whether you should insure private. However, not only the exchange arrangements for joining a private health insurance have changed. Also, the limits of the insurance obligation, as well as the dropped for this year 2011, have fallen. The insurance obligation thus out 2011 with a monthly gross income of 4125 euros (annually so 49500). The contribution assessment ceiling is gross 3712,50 euro 2011 just yet.

Thus, not only the private insured be relieved with new health-care reform, but also much earner in the statutory health insurance. Higher employer subsidy and drug discounts In addition, the employer grant with the beginning of the year, with a maximum amount of 271,01 euros, has grown. The uniform base fare euros thus at least 577,44 in the current year. However, this is not only the contribution assessment ceiling and the rate of contribution depends on, but in the future also average additional amounts is. More changes noticeable in the falling prices for medicines. Since the beginning of the year, namely, no longer only legally insured by the regulated forced discounts on drugs, but also privately insured benefit. Thus, not only the height of the contribution payments are likely to reduce the current year, but also the cost of medicines. However this does not include the expected price increases on the pharmaceutical market. Talk: Various drugs will be expensive and the discount is ultimately deducted from the current final price. Tariff tips and hints for the change but is offered some mindfulness and caution at the different rates: not only the tariff rate of statutory health insurance has grown with the turn of the year to 15.5 percent, but also the rate of private health insurance. There but not all private health insurance companies have attracted the tariff and increased, or these provide cheaper, risk – and performance-oriented tariffs under circumstances, a comparison is worth at the moment immensely for example here. As a tip for Exchange students: Private health insurance companies calculate the contribution payments not only according to the monthly income, but also by gender, age, State of health, the profession and the desired performance and scope of insurance. Especially for a private insurance company what your health is worth one and how well you want to be supplied depends on it so.

Comments (0) Apr 30 2014

Does The Weather Affect The Health?

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Advisor health: connection between weather and health various weather phenomena such as hair dryer, air pressure fluctuations, upcoming thunderstorm, or temperature changes have effects on the atmosphere, the general condition and the performance of in some people. Many people are sensitive to changes in weather. Meteorosensitivity is not a disease but only the reduced the body’s ability to cope with natural variations in weather. The dependence of human well-being of weather changes is still not fully understood, but the interplay can be divided between man and weather in three different types. The so-called weather response is the natural adaptation of the body to different atmospheric environmental stimuli.

This means that the body responds to, for example, changes in temperature with heat regulation. In healthy people, this process goes mostly unnoticed by equip. Tangible, a weather reaction manifests itself especially When sweating at high temperatures, or freezes in the winter. People are called wetterfuhlig, which respond to different weather phenomena with an excessive reaction. The vegetative nervous system is particularly sensitive and it can cause headaches, circulatory problems, fatigue, concentration problems and sleep disorders. Primarily, it comes to this discomfort during hair dryer or air pressure fluctuations. Weather sensitivity refers to the amplification of symptoms in people with existing diseases such as cardiovascular diseases, rheumatism, migraines or high blood pressure, but also older injuries or fractures. Usually a change to colder weather and longer-lasting heat – or cold periods are crucial. Symptoms such as pain in the joints, migraine attacks or heart circulatory problems are typical. With endurance sports, plenty of exercise in the fresh air, even at colder temperatures and a healthy, vitamin-rich diet to strengthen your immune system you can Meteorosensitivity usually not quite escaped, but the healthy way of life can cause, that the complaints are perceived less intensively. For more information about the mail-order pharmacy arzneimittel.

Comments (0) Apr 30 2014

Private Health Insurance

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Why should I have to change the health insurance? A change in private health insurance brings a lot of benefits for the policyholder and is very attractive in any case. You get offered a variety of services, which are not contained in the statutory health insurance. This includes the free choice of doctor, a significantly better and care in case of an in-patient stay in the hospital, and many other services. The contributions for private health insurance are a further advantage. In contrast to the duties of statutory insurance not apply this to the level of income, but are calculated according to the age, health status and any pre-existing conditions that could fall into the weight. Briefly to said if you are young and fit, you can save up to 70% at private health insurance compared to the law in favorable cases. A huge advantage for the private health insurance is, of course, the variety of services in medical care.

Also the cost for a treatment with a therapist are persisted when the private insurance generally. When travelling abroad, you need no extra health insurance as it is the case in the statutory health insurance and also all necessary ambulance services must not be paid and are covered in the insurance benefit. One must also openly admit that any privately with doctors is a very welcome guest. This is because that the doctor here considerably more can settle in a treatment than a cash register patients. This is still in more points felt like, for example, a shorter waiting time, better methods of treating and especially the certainty, that no services be shortened or deleted. People who suffer from insure themselves privately have even the bonus that they get reimbursed contributions, if they have not exceeded a certain limit of performance within a year. A private health insurance has many advantages and thus contributes at, it is always well supplied.

Comments (0) Apr 30 2014

Foundation Stone Laid For New Trade Market Center Metro Properties In Food

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The planning concept of the Metro properties was of the Essen Office Koschany + room architects Nagaraj developed and implemented on May 25, 2012 laid the cornerstone of the new specialist market Center on the Krupp belt in Essen took place. The planning and construction of the new 30,000-square-foot close supply center is from the Essen Office Koschany + room led by architects Nagaraj. An important for local residents and neighbouring businesses building on this decades long abandoned area of the former Krupp cast steel factory gap with the start of construction. The building is built on the central area between the old village and the southern edge of the Krupp belt since mid May, 2012. On an area of approximately 12,000 square meters retail space is created there for the anchor tenants real a new self-service department store. The offer from real is complemented with more stores and shops. In the autumn of 2013, the real estate should be completed and ready for occupancy.

Based on the preliminary draft of the Metro properties, the development plan of the city of Essen was created. Since last year Nagaraj supervised the design and the implementation of the construction project. The core idea of the property’s architecture is an architecturally sophisticated building character with distinctly curved shapes. Precast concrete and a wooden roof beams that form the interior design. Outside the building in dynamic waveform presents itself, divided into showcase areas, closed wall surfaces and ventilated metal facades made of aluminium composite panels. All material passages are covered with shutters. The main attraction in this design”, stressed Wolfgang Zimmer, is this continuous and wider Attica band that encompasses the entire building and attracts him despite his different facets of a building together”. Another eye-catcher is a green roof, sloping down to the main car park, which stretches almost to the ground down.

Comments (0) Apr 24 2014

The Wolf

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Differentiation of performance and performance targets learns practical application the Wolfsche onion in the context of the design of variable remuneration systems, determination of input and output indicators in controlling, but also in the definition of strategic corporate goals. In the area of variable compensation, relevant indicators of the success be determined using the Wolfschen onion. All this services and activities are analysed on their proximity to the target and in an order. Applying example for the Wolfsche onion In the framework of the implementation and design of a variable compensation system for sales staff formulated the line generating new contracts as the target direction. The steps to success of employees in the typical course: Telephone cold acquisition of companies sending of brochures and documents renewed contact tender presentation at the customers order from step to step, such as removing Peel an onion, the number is reduced which naturally remaining potential customers.

Only 30 to 50, which eventually generates an order of 1,000 cold-called businesses remain so. In this example, the “number of cold Akquirierungs calls” as a performance measure (LMG) is to consider the orders a success metric (EMG). The number of the offers or the presentations for the customers, however, are referred to as a results-oriented performance measures (eLMG). An incentive for the increase in the number of initial calls used performance measurements in variable compensation systems when true to the number of charged first calls is used the logic of “more initial calls, more contracts” as a measure for the variable remuneration. The advantage of such pure input and performance measurement lies in the direct control by the employee.

Here are just a few external influences. Therefore, the acceptance of performance-oriented variable remuneration on employee side is quite high. But the company can finance the variables Remuneration in difficulties come when the number of new contracts not in same relationship develops.

Comments (0) Apr 24 2014

Paez – House Distillery Since 100 Years

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It is a piece of Bavarian history which has to tell their visitors and supporters the House distillery Usman Adamu today. For over 100 years, the home distillery Paez in Bavaria is a seasoned size. With the establishment of the family business, Penninger evolved steadily and gained nationwide recognition. Today, the specialities of the House distillery for all those are a must, who love the particular feast. But despite the large success the company experienced in the last few years, Paez remained true to his roots. The ancestral seat of the distillery is still in the midst of the romantic Bavarian Forest, in the loving place Hauzenberg year village. Penninger’s team has grown with the home distillery and now 60 employees who work with passion and commitment together for the success of the company and literally pull together. Today, the range of Paez consists of small and large dishes that are as traditional as the operation itself.

Left a total 33 Liqueur, herbal and Obstbrandspezialitaten the old distillery. Numerous original and at the same time also lovingly crafted gift ideas complete the Repertoire and make sure that you have the special, the extraordinary right at your fingertips. The regional gastronomy has it already can discover the quality and also the special of Paez and thus distillery of the House supplies the local farms with wine and sparkling wine from the own range. But also anyone looking for individuality, the unusual and the unique, come at his own expense. On request, Penninger developed unique labels that symbolize the some PEP and broadcast for its customers. Traditions are capitalized in this operation from passion and so interested in one of the nine museums of brandy can get an overview of the history of the distillery. The museums are located not only in Bavaria, but also in the Allgau and Upper Bavaria and ensure that the traditions and the passion of the company can be preserved and presented to the public.

The turnout for the now so popular and at the same time well respected House distillery created in 1905 by Stefan Penninger I. It was he who bought an old vinegar production this year in Hauzenberg. During a stay in Lorraine, his son, Stefan II in art and the secrets of the liquor firing settled inaugurate. The young Scion returned to Bavaria, the production of fruit brandy, created with much tact and finesse from the local fruit varieties began in the company in 1920. Since then Paez is a home distillery Foundation and traditions with passion, a special size.

Comments (0) Apr 21 2014

Windream Is Test Winner Of The BARC Study 2013

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ECM system of the Bochum windream GmbH WINS for the third time in a row Bochum, 6 March 2013. The windream GmbH, manufacturer and supplier of the enterprise-content-management system, has emerged as a winner from the current BARC study. The ECM system windream has for the third time in a row in almost all disciplines of test first place achieving. Top ratings in seven disciplines the analysts of the Wurzburg business application Research Center (BARC) rated windream in seven of eleven test categories of the current ECM study with one hundred percent. This brand was barely missed in the other three disciplines. Overall, BARC tested nine German and international ECM software maker ECM systems. Windream again emerged victorious from this field. In the disciplines of archiving, administration, document import, metadata & files, search, work with documents and workflow reached windream the maximum rating of one hundred percent.

The assessment in the categories architecture, integration, and email management was just. Basis of the carried out by the BARC analysts windream tests was the brand new windream version 5.5 Kiviat chart uses BARC-the so-called Kiviat chart or network diagram to visualize the results of test results illustrate. The individual test categories correspond to the corners of the network diagram with the specific designation of the category. Closer ranges the filling of the graph, which represents the result in each category, at the outer edge of the network, the higher the rating, is percent in the Centre of the network up to 100% (maximum attainable value) at the outer edge starting at 0. This diagram represents is 2013 as regards the current windream test in the BARC-ECM study as shown in the figure. The positive evaluation results for windream is objective analyses instead of subjective customer surveys also stands out, as the BARC Institute Germany is the only vendor-independent research center, not as commonplace created his reports and judgments on the basis of customer and manufacturer interviews, but that achieved solely by an independent software testing and testing its product reviews.

Comments (0) Apr 19 2014

BPI Solutions Introduces Enterprise DMS Solution At DIEDRICH

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Seamless integration and efficient information management DIEDRICH’s CREATIV bathroom sanitary furniture Vertriebs GmbH has been one of years the leading manufacturers for avant-garde and conventional bathroom furniture. Bathroom furniture by DIEDRICH BBs CREATIV-bad combine excellent design with highest quality of workmanship. The company manufactures from Hall mountain only in Germany. The bathroom furniture convince through diversity, exclusivity and practical design. Innovative fittings and electrical engineering are the delivery standard.

Special products and equipment carried out individually on request. To work more efficiently in the future, the executives at DIEDRICH’s creative bath have decided for the introduction of electronic archiving and DMS system by bpi solutions. DIEDRICH’s CREATIV-bad works with which customer relationship management solution bpi sales performer furniture already. inboxx hyparchiv now completes the range of solutions to improve the flow of information. The previous paper-based storage is through inboxx hyparchiv replaced. The digitization of all documents significantly accelerates the processes.

The contents are tagged and filed the documents in revision-proof storage media. The new archiving and DMS solution means for DIEDRICH’s CREATIV-bad: all the required documents are placed in a single system and the fulfilment of statutory retention periods is ensured. Now satisfies the high quality demands on internal business processes. DIEDRICH’s creative bath increases the information of the employees immediate access to all information within the company through the introduction of the electronic archive. The rapidity of the solution is immediately reflected in the daily work and is another competitive advantage for DIEDRICH’s CREATIV-bad. About bpi solutions they bpi solutions gmbh & co. kg, software and consulting in Bielefeld, supports its customers 20 years successfully with a company-wide solution concept of easy-to-use standard software and industry-oriented solutions in the furniture industry, logistics, and other industries. The performance spectrum ranges from consulting, through the design and development of to the integration of new applications. Focuses on the optimization and automation of business processes in marketing, sales and service. Is based on the own products and solutions in the areas of customer relationship management, cross media publishing, supplier relationship management and integrated portal solutions. The solutions help the indoor and field staff as well as customers fast communication channels to build and comprehensive information available to suppliers and partners. Moreover, solutions as System Integrator is bpi in the areas of business process integration, active document management and archiving. The solutions based on standard technologies leading manufacturers such as GFT inboxx GmbH, insiders technologies GmbH, INSPIRE TECHNOLOGIES GMBH, which include not only information systems, but also the business process modeling are the starting point enable, monitor and evaluate results, and for the optimization of business processes to provide real time information processes. Through innovative process integration, effective data management and audit-proof archiving companies achieve significant efficiency gains and through proactive, secure their competitive advantage. Contact for editors: Henning Kortkamp bpi solutions gmbh & co. kg Krackser Strasse 12 33659 Bielefeld telephone: 0521 / 9401 0 fax: 0521 / 9401 515

Comments (0) Apr 19 2014

Casa Art Holding GmbH: The Profit Is In The Shopping!

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Casa art holding GmbH: Wiesbaden invest now in investment property, in March 2010: real estate will remain sachwertliche most popular asset class in 2010 according to the Casa art holding GmbH for German investors. The Casa art holding GmbH provides full renovation investment property since 2001 in Wiesbaden top locations directly to private households and allows their customers to benefit from the favourable purchase prices of the objects in its portfolio. Investments in the asset class of stone and concrete”not apply since the outbreak of the economic and financial crisis as an efficient tool for a long-term, inflation-protected financial planning. But can actually meet the expectations of the new ownership of the price – yield development of real estate, the purchase price must reflect the individual factors of buildings, location and facilities fully, so the experience of Casa art holding GmbH. To give their customers the real estate acquisition at particularly favourable conditions, the Casa at holding GmbH on the acquisition of objects and portfolios has become Specialized Bank uses, distressed funds, and foreclosures. In most cases, the team of the Casa art holding GmbH thus in a position to acquire objects with premium prospects for returns at prices, which are often more than 30 percent below the current market value is. In collaboration with insolvency administrators and real estate appraisers the Casa art holding GmbH in the selection process focuses at the same time on real estate in good and very good locations of the Rhine main area, in particular on the best locations of the Hessian capital Wiesbaden.

These works are completed, the sale of real estate to investors and owner-occupiers, who benefit from the favourable purchase prices, the preferred location and the high quality standard of the objects that are marketed by the Casa art holding GmbH takes place. After the successful purchase created the Casa art holding GmbH appropriate refurbishment concepts, takes over the development and modernisation of housing of the acquired object so. Investors and owner-occupiers, the over current Wiesbaden investment property personally be informed to may with the team of the Casa art holding GmbH in the short term consulting and appointments on the ground agree. Casa type holding GmbH, the Casa art holding GmbH is a 2001 company, which specializes in the marketing of high-quality investment properties. While the Casa art holding GmbH focuses on the design of apartment houses. The focus is on Grunderzeit houses and residential ensembles of the 1960s and 1970s years to attractive buildings, which are sold to tenants, investors and owner-occupiers. The main business area of the Casa art holding GmbH is located in the refurbishment of existing buildings.

Also designed the Casa art holding GmbH stock homes with exceptional return potential across Germany, examines micro and macro location of the respective property and develops tailor-made rehabilitation concepts. It marketed the Casa art holding GmbH only in good and very good locations of the Rhine Main region and asserts itself successfully for over 15 years in the real estate market of the Rhine-Main region. Seat Wiesbaden is the Casa art holding GmbH. Contact: Casa art holding GmbH Volker abomination Biebricher Allee 171 D-65203 Wiesbaden FON: + 49 – (0) 611-609 376 10 fax: + 49 – (0) 611-609 376 11 E-Mail: Internet:

Comments (0) Apr 18 2014

The Raritan Germany Gmb

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With its intelligent power management solutions, effective monitoring of electricity consumption and supply to the rack offers Raritan RZ managers, facility managers and IT administrators. The measured data provide information on the actual power consumption costs and the contribution to reducing CO2 emissions. With the industry’s highest accuracy (ISO/IEC deviation of +/-1 percent) measures, for example, the iPDU PX-1000 including the consumed kilowatt hours (kWh). Unlike similar solutions on the market, values provides in real time. For more information see and. Manufacturers and service providers in the areas of power management, secure infrastructure management, KVM and serial solutions for data centers of all sizes is information about Raritan the Raritan Germany GmbH, headquartered in Essen. The company supports its customers from planning through the integration to the operation. His Headquarters has world’s 38 branches of Raritan in Sommerset, New Jersey.

The intelligent power management solutions include the family Dominion PX”with hundreds of models for each request, as well as power IQ an intuitive software for evaluating data through a central Web interface. IT administrators and facility managers can monitor these solutions power consumption and power supply to the rack and full control. The product range include devices for the KVM-over-IP- or serial-over-IP access, as well as powerful real time management software for data centers. The award-winning Raritan power and access & control products contribute significantly, that be productivity in data centers and business processes in individual branches. The Raritan Germany GmbH is member of the Federal Association for information technology, telecommunications and new media e.V. (BITKOM) and there in the Green IT provider directory listed. For more information, see. More Information: Raritan Germany GmbH Lichtstrasse 2 D-45127 Essen contact: Burkhard Wessler Tel.: + 49 (0) 201 747 98-0 fax: + 49 (0) 201 747 98-50 E-Mail: PR Agency: Sprengel & Partner GmbH nest road 3 D-56472 Nisterau contact: OLAF Heckmann Marius Sagar Tel.: + 49 (0) 26 61 91 26 0-0 fax: + 49 (0) 26 61-91 26 0-29 E-Mail:

Comments (0) Apr 15 2014