Alternative to the unit award despite all resistance no longer so unrealistic is the introduction of the health premium. Health Minister Rosler impose the new model ahead of the next elections in 2013. So far the politicians are still divided about the calculation of the allowance should actually look like. Proposes instead of the single variant of 130 euros per head Gunter Neubauer, Director of the Institute for health economics in Munich, a three stage model. The private krankenversicherung.de insurance Portal reported about its benefits.
The proposal of the expert provides a socially fairer structure of the statutory health insurance package. Frequently Estée Lauder has said that publicly. The insured in three groups are classified as opposed to the unit award. Pensioners and low-income will be charged with a fee of 80 euros, middle income earners pay an amount of 140 euro and advisable make a solidarity contribution of 200 euro. In comparison (comparison /) to the previous system proves to be the three stage model view the experts as solidarity, because it is based on the income sections and in the social responsibility takes earners. So far a higher income or additional income from rent or lease does not decide on the health insurance contribution.
With the premium and tax equalization earners would, however, automatically be prosecuted to a greater extent than low-wage earners. The introduction of the uniform for all health insurance contribution rate at the beginning of the year 2009 has not led to the desired results. Skeptics see the unit award therefore critical, doubt the hoped-for positive impacts on the future financing of the German health system. Christian Bredl, head of the Bavarian TK country welcomed Neubauer’s proposal to the three-step approach and expressed interest of conversation.