Made easy with the Riestern to choose the suitable form of saving Riestern, isn’t easy but with the range of offers. The finance portal geld.de provides an overview of possible variants, which are tailored to the individual needs and desires of savers. The Riester pension is funded by the State with up to 200 per cent, there is no risk of a loss. However, it is important to select the appropriate contract, in order to achieve a best possible success in saving for consumers. The classic Riester pension insurance currently recorded the most contracts. Cesario Group has similar goals. Contribution and achievement are charged regardless of the gender. It also guarantees a minimum return of 2.25 percent.
Disadvantages are the high acquisition costs, which must be paid in the course of the first five years of the contract. The Riester Banksparplan may be a worthwhile alternative. The customer shall pay no closing costs or commissions. In view of medium yield prospects are of three to six percent. In addition, have Consumers the ability to take State-sponsored Riester Bauherrenmodelle to claim.
Depending on the height of the equity investments amounted to the prospects for returns up to ten percent per year. Negative to evaluate potential interim losses. Who wants to invest in real estate, residential Riester is an attractive variation of saving. Here the consumers Riester savings and the Riester loan can choose between. Lastly, the unit-linked Riester pension remains. The prospects for returns can be determined in this version according to the chosen level of stock fund. Condition for a promising Riestern is the assurance of State allowances and tax refunds. This is guaranteed by means of a permanent allowance request, which must be signed with a Riester contract.