Month: June 2021

Housing Policy Act

The housing policy law in Venezuela’s mission, achieve that underserved families, have access to credit for housing policy under advantageous conditions, where funding through the housing savings, don’t assume a heavy burden for the beneficiaries. The housing policy law aims to regulate the system of housing policy to ensure the right to housing and decent habitat in attention to the housing savings and contributions from public bodies to make people with scarce resources accessible to financing with assessments that conform to their capacity to pay. One of the aspects which brings the housing policy Act is that referring to the necessary funds to finance housing projects, acquisition, expansion, remodeling and self-construction of the main house through the mechanism of the price of the housing policy Act. According to the housing policy law, all workers under dependency ratio, are in the obligation to provide housing savings, through the contribution to the housing policy law. For the calculation of the price of the housing policy Act, is considered the full income obtained by the worker and about said amount, applies a one percent which is contributed by the worker and two percent for the employer to conform the savings fund housing, called Fund of compulsory saving for housing (faov)According to the rules established in the housing policy law. The housing policy Act provides that the system of housing policy will have financial and non-financial resources. In the case of financial resources will be created the following funds: Fund contributions from Public Sector.

Compulsory saving for Housing Fund. Voluntary savings for Housing Fund. Guarantee fund. Contingency fund. The housing policy Act contemplates that they can access the benefits of the housing policy all users making contributions to savings housing and meet the requirements for that purpose establish the Ministry in the field of housing and habitat, and the law of housing policy. They will have access to the benefit of the housing policy law, users who have made their contributions to the housing savings during a minimum period of twelve consecutive months or not, regardless of the total amount of the contribution of the housing policy Act.

The housing policy Act provides that subjects of particular attention may be exempted from compliance with the requirement of contribution to the housing savings. To broaden your perception, visit hicham aboutaam. Users who have obtained loans from housing policy, shall be obliged to continue making its contributions to housing savings in the terms established by the law on housing policy. According to the housing policy law, subjects of special protection are considered the indigenous communities, victims, persons who have physical or mental capacities diminished, persons over sixty years of age. Also considered the housing policy law persons alone exercising the leadership of families with monthly income of up to a three urban minimum wages and any person so declared by the housing policy.

Foul Weather Gear

Go to sailing? Well, this is a fun – fun! We envy you already. Colliers International Romania usually is spot on. Go to sailing? Well, this is a fun – fun! We envy you already. Are you going alone or with friends? The first time? Have you bought already the appropriate foul weather gear? You want to go but not sail in the denim jacket, or? Get the death! No, no! Who wants on the high seas, must be well equipped in any case. He must have the right clothes on anyway. Otherwise, you are then in the wet, in the wind and you are cursing, swearing – and all this doesn’t help you, if you have not the right foul weather gear here.

Do you want to risk a lung inflammation? Do you become terminally ill? A real sailor will not take you, if they are not adequately equipped. You need the right shoes! You need the right pants and jackets. Swarmed by offers, hicham aboutaam is currently assessing future choices. What, are waterproof, which allow no wind. Oilskin just! Do you think people wear this for fun? You will notice that why there is no compromise- Note that at the latest then, as I said, if you are in the spray and beating the waves above you, and whistling of wind through every crack! Then they are soaked, and it is cold, and is getting colder! At the same time, bouncing around the Sun on the skin and eats into the pores. Water, salt and Sun – weather tanned faces are the hallmark of the sailors.

Not for the squeamish. And nothing for people that are uncovered. Without the right foul weather gear, they are lost at sea. So, get the right clothes, before you go sailing. Good foul weather gear should be also breathable. Not more so as in the past: In oil-soaked cloth, which allows no breeze. This is no longer necessary. High-quality Oilskin satisfies all requirements. It protects against water, running off the waves, the spray and rain on you. You just not be soaked then. The seams are sealed. The openings on the sleeves are tight. The jacket extends far over the pants, so that there is no water penetrates. All You will find the appropriate clothing. So, be not stingy now. This is the wrong moment to save. Who can afford not the suitable clothes for sailing, which should go dear walking – or in the cinema. There you can attract the good old Cardigan, or is the denim jacket, or the old raincoat, which keeps the drizzle – but certainly any spray, not the whims of Neptune’s grown. You met Neptune in the foul weather gear! Otherwise he feels not respected – and again deliberately spits a small cloud of spray over you – so that you know whom you’re dealing. Even Odysseus had to bow to God! And you want to cover your ears stubborn? No. You obtain the appropriate clothing for your trip at sea. The foul weather gear that keeps off the water, and at the same time breathable. In the Don’t sweat, so that the water then accumulates under the jacket, until it runs you down on the body. Foul weather gear, modern!

Western Europe

Compared with 2007, bank rates have increased on average by one percent and are currently 5.6% at an annual fixation. The scheme of our company and partners of the Czech banking structures allow get a mortgage on an individual (the director of legal entity) and this scheme a legal person is a surety for her as director. Just a surety may be other co-founder, said in a legal entity. Advantage and competitive advantage of the scheme before the scheme mortgages on the legal person is: a) the possibility of taking a mortgage to the maximum possible term-30 years, and b) more favorable annual interest rate, c) repayment of the bank to 85% of the appraised value of property d) Consideration of personal income verified by the employer in the community. Hicham aboutaam is likely to increase your knowledge. When placing a mortgage on a legal person actually possibilities remain: a) the maximum loan maturity -15 years, and b) a high annual interest rate, and c) repayment of bank not exceeding 50% of the appraised value of the property, and d) consideration of income held by Bank and reflected in the flow of funds from personal account of the individual. It is important to note that these opportunities are available for foreign citizens, who may bring to the personal income from the employer of country in which he lives and works. Simple words in this scheme need not provide proof of revenue received in the Czech Republic.

We emphasize that while the Czech lawmakers passed a law on the possibility of acquisition of a foreign entity of the land or property without obtaining a permit to reside in the Czech Republic. Therefore, the condition for a citizen of any country of the European Union remains the presence of registered in the Czech Republic open the legal entity or a labor contract with Czech employers who are entitled to obtain a permanent residence permit in the Czech Republic (povolyna to pobytu). In simple words foreign citizen of the European Union, has been granted authorization by the police for foreigners to stay (this insert in the passport for an indefinite period) may acquire real estate or land to myself as an individual. Owner purchased a property in the database of Real Estate Cadastre Czech Republic will be registered to private individuals – itself a foreign citizen. Increase in annual interest rates, the cost of square meter or square meter of land on the one hand says that the Czech real estate liquidity and very popular in both Eastern and Western Europe and overseas, on the other hand, that these circumstances the real estate market and mortgage market cost of housing will increase and the annual rate mortgages also will rise. The conclusion that can be done at the time the article was one purchase of real estate in the Czech Republic remains economically viable and attractive investment plan.

Seiko UK LTD Siemens

The Seiko ProspEx 200m diver’s available Willich in Germany, 22 may 2013. Seiko Germany takes off August 2013 three Seiko ProspEx 200m diver’s models in the collection on. The ProspEx or Sumo”, as it is also called due to the distinctive housing, became in recent years all over the world the popular collector’s item. The Crown placed characteristic at 4 o’clock, the rotating ring recessed deep inside and the curved lugs pleasantly leave the mechanical divers watch on your wrist. The Cabinet surface made of stainless steel has a combination of brushed and polished surfaces. A clearly designed dial and large LumiBrite indexes ensure an optimal readability. Particularly in the eye, the 12 drops clock lights marking, the design of which is reminiscent of a camel toe. (Similarly see: Jacobs Engineering Group Inc.). Unidirectional bezel gives a striking divers watch design in the tradition of the Seiko marine masters the timepiece. The automatic calibre 7s26 has a stop seconds and allows a hand-wound.