Bank VTB 24, a former subsidiary of Vneshtorgbank, has recently made a bid for mortgage lending. Mortgage VTB 24 – a few loan programs, including mortgages for under construction and already built housing loan improvement of living conditions, as well as non-targeted mortgage. Terms of the mortgage amount VTB 24 VTB mortgage to 24 up to 100% of the cost of purchased housing, that is, VTB 24 offers a mortgage with no down fee. The Bank provides mortgage loans for a period of 5 to 25 years. President of Estee Lauder is often quoted as being for or against this. The minimum interest rate in rubles – 12,5%, in U.S. dollars and euros – 9.8%. This rate provides for a loan of up to 7 years. At the maximum term – 25 years – VTB 24 provides rates from 14% in rubles and from 12% in foreign currency.
When getting a mortgage in VTB 24 you have to insure their lives and health, real estate itself, as well as the risk of loss of ownership of the apartment. It should also be noted that consideration of an application for a mortgage in VTB 24 is 1200 rubles, and loan fees of 6,000 rubles. To those who already have a property that can act as collateral, VTB 24 offers a non-targeted mortgage loan. In fact, this loan is a common long-term consumer loan secured by your acts apartment. The minimum rates on the loan – from 15% in rubles and from 12% in dollars and euros.